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RISKS COVERED

Risks

INSTITUTE STRIKES CLAUSES (AIR CARGO)

1.

This insurance covers, except as excluded by the provisions of Clause 3 below, loss of or d amage to the

subject-matter insured caused by

1.1 strikers, locked-out workmen, or persons taking part in labour disturbances, riots or civil commotions

1.2 any act of terrorism being an act of any person acting on behalf of, or in connection with, any

organisation which carries out activities directed towards the overthrowing or influencin g, by force or

violence, of any government whether or not legally constituted

1.3 any person acting from a political, ideological or religious motive.

Salvage Charges

2. This insurance covers salvage charges incurred to avoid or in conn ection with the avoidance of loss from any

cause e xcept those excluded in Clause 3 below.

EXCLUSIONS

3. In no case shall this insurance cover

3.1 loss damage or expense attributable to wilful misconduct of the Assured

3.2 ordinary leakage, ordinary loss in weight or volume, or ordinary wear an d tear of the subject-matter

insured

3.3 loss damage or expense caused by insufficiency or unsuitability of packing or preparation of the subject-

matter insured to withstand the ordinary incidents of the insured transit where such packing or

preparation is carried out by the Assured or their employees or prior to the attachment of this insurance

(for the purpose of this Clause 3.3 "packing" shall be deemed to include stowage in a container and

"employees" shall n ot include independent contractors)

3.4 loss damage or expense caused by inherent vice or nature of the subject-matter insured

3.5 loss damage or expense arising from unfitness of aircraft conveyance or container for the safe carriage

of the subject-matter insured, where loading therein or thereon is carried out prior to attachment of

this insurance or by the