退货运费险（卖家版）保费如何计算？1、卖家初次加入运费险，系统会根据卖家加入运费险前三个月的交易、退货及经营范围等情况计算卖家的风险率，再根据卖家的风险率得到每笔订单的保费。具体风险率计费方式如下：风险率（t）,价格（元）,t=1%且三个月内交易笔数大于等于500笔/0.15元，t=1%且三个月内交易笔数小于500笔/0.3元，1% t = 2%/0.3元，2% t = 3%/0.4元，3% t = 4%/0.6元，4% t = 5%/0.7元，5% t = 6%/0.8元，6% t = 7%/0.9元，7% t = 8%/1.0元，8% t = 9%/1.1元，9% t = 10%/1.2元，10% t = 11%/1.4元，11% t = 12%/1.5元，12% t = 13%/1.6元，13% t = 14%/1.7元，14% t = 15%/1.8元，15% t = 16%/1.9元，16% t = 17%/2元，17% t = 18%/2.1元，18% t = 19%/2.2元，19% t = 20%/2.3元，20% t = 21%/2.5元，21% t = 22%/2.6元，22% t = 23%/2.7元，23% t = 24%/2.8元，24% t = 25%/3元，25% t = 26%/3.1元，26% t = 27%/3.2元，27% t 30%/3.3元，t ≧ 30/不承保2、保险费的调整及投保限制卖家加入运费险后，每个自然日系统会根据卖家的风险率对应的保费进行调整。卖家无法对店铺内的商品选择性投保。当卖家的风险率t≧30%时，则保险公司将不再提供卖家版运费险。建议卖家改善经营，当风险率t＜30%时，则系统自动恢复卖家投保功能。吴承素
展开全部
1
