建议购买定期消费型重疾险人保健康险公司关爱专家终身重疾个人疾病保险和关爱专家定期重疾(30年保障)个人疾病保险之间的费用对比,按5%的单利计算,如按复利到60岁时节省总费用+利息会更高。到了60岁节省下来的费用几乎和保额一样。年龄终身险费用定期险费用节省费用存款收益年限本金+利息30岁260084017605%1184831岁260084017605%2193632岁260084017605%3202433岁260084017605%4211234岁260084017605%5220035岁260084017605%6228836岁260084017605%7237637岁260084017605%8246438岁260084017605%9255239岁260084017605%10264040岁260084017605%11272841岁260084017605%12281642岁260084017605%13290443岁260084017605%14299244岁260084017605%15308045岁260084017605%16316846岁260084017605%17325647岁260084017605%18334448岁260084017605%19343249岁260084017605%20352050岁260084017605%21360851岁260084017605%22369652岁260084017605%23378453岁260084017605%24387254岁260084017605%25396055岁260084017605%26404856岁260084017605%27413657岁260084017605%28422458岁260084017605%29431259岁260084017605%304400节省总费用+利息 93720
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